Whether you’re a short-term expat or just visiting, having travel insurance in Cambodia is crucial. (Long-term expat? More info on health insurance here). If you’ve read my friend’s horror story, you’re probably already convinced. If not, read on.
Here’s why you need travel insurance in Cambodia
Even healthy people get sick and have accidents
Just because you’re young and healthy doesn’t mean you won’t need medical care. Accidents (often of the traffic variety) happen with astonishing frequency. Last year, nearly a dozen of my friends in Siem Reap contracted dengue fever. I got bitten by an unvaccinated puppy and had to get rabies shots in Sihanoukville. Even if you’re a low-risk traveler, that’s no guarantee that you won’t get sick or hurt.
Medical care isn’t cheap
Many people traveling around Southeast Asia think that they don’t need to buy an insurance plan because medical care in the region is cheap; they figure they can just pay out of pocket if an emergency comes up. And that’s true for minor complaints, but if you need to stay overnight or have surgery, the cost can be in the thousands and even higher if you need to leave the country for care. Most expats familiar with the state of medicine in Cambodia wouldn’t dream of having even minor surgery here, and neither should you.